Melania Kutchukhidze is the Chief Business Officer of MFO Crystal. She is an established senior executive and management expert with 14 years of leadership experience in the financial sector, having first served as Head of Retail and Small Business Development at VTB Bank Georgia from 2006-2010. From 2010-2015 she was Head
of Network Management Department at Constanta Bank, before taking over the Micro Business Management Team at TBC Bank in Tbilisi until 2016. She joined Crystal in 2018 as Head of Network Management after being Commercial Director for the Lisi Green Urban Project for two years. She was appointed as Crystal’s Deputy Chief Business Officer in 2019, and Chief Business Officer in May 2020. Melania is a masters graduate in Management from VTB Bank Corporate University and holds an undergraduate degree in Economics and Management from the Georgian Subtropical Business University.