About us

Our History

The past 25 years have seen incredible change in Georgia. Over this period, JSC MFO Crystal has grown from a small business project within a not-for-profit organisation founded by a group of internally displaced persons (IDPs) to the largest microfinance institution in Georgia. We now deliver financial services to over 100,000 customers, with a mission to defeat poverty in Georgia by creating entrepreneurial opportunity in Georgia’s agricultural, micro and small business sectors…

Our Values

Our corporate values support the delivery of our mission by outlining a set of principles that apply to everyone who works for Crystal and set the standard by which internal and external stakeholders can judge us. They not only provide the practical framework that supports our strategic future, but also a code of conduct which informs all of our business operations. They are crucial to our corporate culture and are actively applied in our day-to-day operations…

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